Partners use the Plastiq Connect API to provide payment options for their customers to pay with card (debit, credit, prepaid) or bank account. Funds are then sent to the recipients based on their choice of disbursement method (ACH, EFT, Wire, Check) set within the partner's application, or entered by the payer.

The Plastiq Connect API is RESTful and uses the standard HTTP methods (POST, PUT, GET) to perform functions. Our API has predictable resource-oriented URLs, accepts and returns JSON-encoded payloads, and uses standard HTTP response codes.

The Plastiq Connect API can be used in test mode within our Sandbox environment, which doesn't affect live data or interact with the payment networks. The base URL used for requests will determine whether the request is routed to our Sandbox or Production environment.